How Proactive Will Affect Your Retirement

October 19, 2021

Proactive

 Most of the people I’ve taught about getting ready for retirement are not really thinking about it, but I’ve also seen them get caught up in the pursuit of retirement. The reality is that the decision to retire is a decision that is best made when you are ready for it. If you are in your 30s, you may not have that much time to make that decision.

The reality is that your pension does not depend on how long you are still working. Your pension depends on how much you contribute to a company pension fund, and how long you work for that company.


For most of us, retirement is a lot easier to talk about than to actually do.

To make sure you are ready for the day when you are no longer working, I think the best thing to do is to make sure you are actively thinking about it. In fact, I would say that the best thing to do is to actually do things that actually involve working and doing stuff that will help you get ready for that day when you are no longer working.


So, the more proactive you are at making sure you are financially prepared, the easier it will be for you to enjoy retirement. That being said, it is important to keep in mind that retirement is not a given and that you will not always be working. In fact, I think it is more likely that you will retire by the time you are 30 rather than by your 60th birthday.


What is important to remember is that the most important thing about retirement is not to let it become a lifestyle you don't enjoy. Sure, you could still enjoy the fruits of your labor and live your life in the same way you did in the past, but it is important to realize that you will have to change your habits now. The fact is that retirement will take a big chunk out of your life, but it is still a part of life.

I think one of the biggest mistakes people make in retirement is to start saying to themselves, “Oh I can’t go out anymore because I’m too old and don’t want to get my blood pressure up.” Retirement is a time to slow down and be more productive. Instead of trying to reinvent the wheel and start over, realize that you have options and that you have to take advantage of them.

Proactive


We all know there are a lot of things that we still want to do but have so far been hesitant to do. We may not know all the benefits of taking an active role in our lives, though. What I'm talking about is that now is the time to start taking control of your own life.


Start setting goals for each day that you want to get done and see how productive it makes you feel.


If you know you’re going to work for a long time, you can start to take some proactive steps towards a more active life. We’ve all heard the expression, “Don’t put off doing something until tomorrow.” The thought of putting off something we really want to do because tomorrow is the thing we’ll be paid to do is a pretty scary one.


One of the things that can cause people to put off things is procrastination. When we set goals for things that are important but not important enough, we can begin to put off doing them. To put it bluntly, we are putting off the things that are not important in our lives. That is not the way to live.


You might think that putting off something that is important doesn't affect your retirement because you are getting paid to do it, but that is only one of the ways that it does, as that is one of the things that you put off. You can put off making a financial plan. You can put off writing a will. You can put off doing a project you really want to do. Putting off those things means having the intention to do them, but not having the intention to do them.


If you are not going to put off something


g that is important to you, then it really means you are not putting it off. What if you put off something that is important to your partner, but not to you? If you are not going to let your partner know that you are put off, then when your time comes, he will be left wondering if he should have told you.

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