Delb on a Budget? It's Not as Hard as You Think

November 15, 2021

 

Delb

I want to help you see this a different way. There are three main ingredients to my life and those three are the things I have to pay for and the things I can buy. Sometimes it's not as easy as it seems.

I'm not the first person to say this, but I'm not the last. I'm not even the first person to say it. I get asked this so often that I'm starting a regular #DelbOnTheBudget series to keep up with the new posts. And because I'm not the first to say it, I'm not the last.


The ingredients to my life are my car, my house, and my job.


Not necessarily in that order. I work at home because I am a stay-at-home dad. I have one child, and she is not well-off. I work from home because I am a stay-at-home mom with two kids. I have two jobs because I have to do them. I have a car because I need a car. I have a house because I need a house.


That's the typical life of any working mother with kids, and it's not a pretty one. I find that it's especially difficult on a budget because you have to do so much more than you would in a non-working situation. I'm not going to talk about the financial aspects of what I do here, but a lot of my friends who work from home and don't have much money do it so they can still keep their kids in school.


The truth is, you can do it at home. It's just a matter of finding the right balance between work and family.


The thing I learned from my own mother is that she was able to do it in her home in a way that didn't involve too much work. In fact, it's a lot easier to do it this way than it is to do it at work.


It is true that it is harder to do it at work than it is at home though. But you have to realize that it is not a problem to work from home. You can work from your home just fine! I mean, you still don’t have to do any of the work, but its not as hard as it sounds.


Delb


And the hard part is coming up with the budget.


That's where the fun comes in. There are always ways to save money. But do you really need a $200,000 budget? The thing is, it is very easy to get into the wrong mindset about saving money. It may be necessary, but it is not a fun thing to do, and you should think long and hard if you have to do it.


In the end, it boils down to being realistic about what you are going to need to buy to get your work done. I am going to say this again, the only way you will save money is if you plan ahead. If you are planning ahead, you are going to save money. That is just a fact. You can be in the wrong mindset about saving money, but it is not a bad thing.

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